Free Insurance Of Rs. 10 Lakhs
The central government launched the Jandhan scheme in 2014. Under this plan an investment account is opened on zero equilibrium. So far, a total of 41 crore people have opened accounts under the scheme. The minimum balance in these accounts is not to be maintained under this scheme. That is the reason why so many people started this account. The Modi government started this to promote the cashless economy in the country.
Get 10 lakh insurance for free
Rupee Select Credit Card with Rs 10 lakh insurance cover in case of personal mishap.
All major government banks, including SBI and PNB, offer this card. Most of the private banks including HDFC, ICICI Bank, Axis Bank also make this card available. You can then ask your bank about this.
Insurance cover is available in case of death in case of accident or in case of permanent disability. There are two types of cards. Classic and premium. The classic card has a cover of Rs 1 lakh and the premium comes with an insurance cover of up to Rs 10 lakh.
Click on the link below for more information.
Click on the link https://www.rupay.co.in/sites/all/themes/rupay/document/Insurance-Cover-RuPay-Debit-Cards.pdf.
More details about Jandhan account ..
Apart from not maintaining a minimum balance, the government also offers some other facilities on this account. With this account you get RuPay ATM Card, Accidental Insurance cover of Rs. 2 lakhs, Life cover of Rs. 30 thousand. At the same time, interest is paid on the amount deposited in the account.
The overdraft facility of Rs 10,000 also makes the account very attractive. Overdraft facility is available after satisfactory operation of this account for 6 months. Beneficiaries of government schemes receive money from these accounts under Direct Benefit Transfer.
Also benefit from other schemes based on Jan Dhan Yojana accounts
This means that the account opened under this scheme is eligible for direct benefit transfer of any scheme from the government. Benefits of schemes like Pradhan Mantri Jeevan Jyoti Vima Yojana, Pradhan Mantri Suraksha Vima Yojana, Atal Pension Yojana can also be availed on the basis of accounts opened under Jan Dhan Yojana. More than 200 million women’s accounts have been opened under this scheme.